How do I
pay for services?
There are a number of resources available to assist you in paying for elder care.
- Public programs: Medicare, Medical Assistance,
Alternative
Care, housing subsidy.
- Other in-home and community services available through senior centers and other
agencies. Call the Senior LinkAge Line®® at 1-800-333-2433.
What is Medical Assistance?
Medical Assistance (MA) is a state health care program for disabled and elderly
Minnesotans who have limited income and assets.
MA helps pay for health care costs not covered by Medicare or other payers. MA pays for
certain home health services such as personal care, nursing services, and speech, physical
and occupational therapies.
If you are 65 and older and participate in MA, you may receive home care services under
regular MA home care or through the Elderly Waiver (EW) program.
What is Elderly Waiver?
Elderly Waiver helps cover the cost of services that are not available through regular
Medical Assistance home care, including respite services, adult day services, homemaking
and companion services.
To qualify for Elderly Waiver, a senior must go through a preadmission screening and be
assigned a case manager (a county public health nurse or county social worker). The
case manager will arrange services and monitor the participant’s well-being.
Am I eligible for Medical Assistance?
As of July 1, 1998, you are eligible for Medical Assistance if:
- You are a single person with a maximum of $487 a month in income and $3,000 or less in
assets.
- You are a couple with a maximum of $583 a month in income and $6,000 or less in assets.
NOTE: The requirements for Medical Assistance may change, so please contact your county
if you have any questions.
Eligibility information for a married couple in which one spouse lives at home and the
other spouse lives in a nursing home is available through the Office of Ombudsman for
Older Minnesotans. Call 1-800-657-3591 and ask for the "Medical Assistance for
Nursing Home Care Tip Sheet."
What if I have too much income?
If you have an income that is more than the limit for MA eligibility, you may be able to
"spend down."
A spend down is the amount of income in excess of the allowed monthly income mentioned
above. For example, if your monthly income is $587 but medical expenses (such as
medications, home health care, clinic bills, etc.) exceed $100, the person spends $100 for
medical expenses and MA pays any additional approved medical expenses.
To apply for Medical Assistance, contact your county human
services agency.
If you have questions about Medical Assistance, you may call the Office of Ombudsman for Older Minnesotans (651) 296-0382 or
1-800-657-3591.